When you selected your internet access plan you were offered choices. Often listed by number referencing data transfer rates, sometimes by fancy names like Bronze Plan and Gold Plan. The bottom line point of it all though is that they are selling you access based on data speed and transfer rates.
The natural presumption would be the higher the speed the faster your internet will run and the more productive you will be at home or office. In reality it is not always the case.
The first check is to read the fine print of the offer. It may tout transfer rates of 60Mbps (Megabits Per Second) but typically that is qualified by a statement of “speeds up to” and then an asterisk and the fine print saying speeds not guaranteed and may be substantially reduced during peak usage hours. It will then give you average transfer speeds actually achieved.
If it does not give the averages then Google the provider for reviews and you will find plenty of people sharing what they are actually getting. I do this anyway because I do not trust the company to report accurate speeds.
You will often find that there is substantial overlap between all three plans they offer. On the actual usage provided by other users you will need to ask what plan they are using and the results have little to do with the plan they are signed up for. While dial up and broadband are miles apart different broadband plans are substantially closer.
Fibre optic networks are much better at providing reported speeds then copper cable because they do not get bogged down in heavy usage periods as much. Then it is time to look at your equipment and connection. If you are paying a high premium for fibre connection but you are patched and connected with copper and standard Ethernet cable it is impossible to get full use of the fibre connection. You can find a Fibre Patch Panel for Sale if you want to actually get the benefit of the connection for your business – it will not be practical for home use.
Another consideration in determining what plan is worth paying for is your equipment and set up. Wi-Fi connections are going to drastically reduce your speeds in practical use. In theory the can transfer on average 25 Mb/s however since in reality they connect and disconnect several times each second actual transfer rates are 1/3 to 1/2 of that typically. If your home connection is primarily Wi-Fi you are gaining nothing by paying for 60 Mb/s internet connection. Your equipment is not capable of utilizing it. Some small argument may be made for using multiple laptops simultaneously but it is a very weak argument in practical use.
Go to any of 100 websites that will clock your actual speeds for data transfer several different times a day for a week. Write these speeds down and compare them to the plan you are paying for to decide if you are getting your money’s worth. If you can reduce your plan to match the speed try it. You can always go back up to the higher plan if it changes your actual speeds. Most of the time it will not change it at all in real usage.